Kirk Surber with his family
About Kirk Surber

A Veteran. An Entrepreneur.
An Advisor You Can Trust.

I got into insurance because I lived the frustration of not having the right coverage. Now I help families and individuals find plans that actually take care of them.

Kirk M. Surber - Licensed Life & Health Insurance Agent, Montgomery TX
Life, Health& Family Insurance
My Story

From Veteran to Advocate.
Coverage You Can Count On.

As a veteran, I never had to think twice about health insurance - it was simply taken care of. It was not until I started my own photography and SaaS businesses that I truly understood the gap between what insurance companies offer and what people actually need.

Locked into group policies with limited options, I saw firsthand how frustrating it is to pay for coverage that does not really work for you. That experience led me to pursue a career as a licensed insurance agent - because I wanted to represent plans I genuinely believe in. Plans built around people, not just premiums.

On a personal level, I have four kids in my life - including a son serving in the Coast Guard and a youngest who just started driving. I know firsthand what it means to want real protection for the people you care about most. That is exactly what I bring to every conversation with my clients.

“Insurance is something no one wants to pay for until they need it. My job is to bridge that gap with products I know will actually help people.”

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Mission

Clear Guidance for Important Decisions.

My mission is simple: help you understand your options, find the right coverage, and feel confident about your decision. Insurance shouldn't be complicated - and with the right advisor, it doesn't have to be.

Veteran - I know what real coverage means
Independent insurance advisor serving Texas
Licensed Life & Health Insurance Agent - Texas
Meetings via video - convenient and personal
Straightforward advice with zero pressure
Available at renewal and whenever life changes
Committed to long-term client relationships
Credentials

Licensed. Independent. Accountable.

Licensed Life & Health Insurance Agent - Texas
Independent Insurance Agent - Life, Health & Family Insurance
U.S. Military Veteran
Service Area

Serving Montgomery County & Greater Houston

Based in Montgomery, TX - I work with families and individuals across Conroe, Willis, Magnolia, Spring, Houston, and surrounding communities. Not sure if I serve your area? Just ask.

Montgomery, TX
Conroe, TX
Willis, TX
Magnolia, TX
Spring, TX
Houston, TX
The Woodlands, TX
Tomball, TX
Huntsville, TX
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